Business

Free AI Policy Generator

Create clear, professional website policies for your business or app. Generate a Privacy Policy, Terms & Conditions, Cookie Policy, Refund Policy, Shipping Policy, and more—customized for your site, platform, audience, and data practices.

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Generated Policy

Your policy will appear here...

How the AI Policy Generator Works

Get results in seconds with a simple workflow.

1

Choose a Policy Type

Pick what you need—Privacy Policy, Terms & Conditions, Cookie Policy, Refund Policy, Shipping Policy, Return Policy, or a Disclaimer.

2

Add Your Details (Optional)

Enter your business name, website URL, region, what data you collect, and which third-party tools you use. Add any special requirements like refund windows or age limits.

3

Generate and Publish

Click Generate Policy to get a clean, structured draft. Copy it to your website’s policy page and edit placeholders to match your exact operations.

See It in Action

Turn a blank page into a publish-ready legal policy draft customized to your website or business.

Before

We need a privacy policy and terms for our new website, but we don’t know what to include.

After

A structured Privacy Policy and Terms & Conditions draft with sections for data collection, cookies, third-party services, user responsibilities, refunds (if applicable), disclaimers, and contact details—ready to copy, edit, and publish.

Why Use Our AI Policy Generator?

Powered by the latest AI to deliver fast, accurate results.

All-in-One Policy Templates

Generate a Privacy Policy, Terms & Conditions, Cookie Policy, Refund Policy, Shipping Policy, Return Policy, or Disclaimer—tailored to your site and business model.

Customized for Ecommerce, SaaS, Apps, and Blogs

Choose a business model and get policy sections that match real workflows like payments, subscriptions, accounts, user content, and fulfillment.

Clear, SEO-Friendly Formatting

Outputs scannable headings and structured sections designed for easy publishing on your website’s policy pages.

Editable Output You Can Publish Fast

Copy, paste, and refine. Add your contact details and specifics in seconds—ideal for new websites and quick launches.

Optional GDPR Addendum

Add extra privacy clauses for EU/EEA audiences, including data subject rights and lawful bases, when relevant to your business.

Pro Tips for Better Results

Get the most out of the AI Policy Generator with these expert tips.

Match the policy to real practices

Only publish what’s true for your business. If you use tools like Google Analytics, Stripe, or ad pixels, list them and describe their purpose accurately.

Be specific about refunds and returns

Clear refund eligibility, timelines, and exclusions reduce disputes and support tickets—especially for digital products and subscriptions.

Add a dedicated policy index page

Link all policy pages (Privacy, Terms, Cookies, Refunds, Shipping) from a single “Legal” or “Policies” page for better UX and site trust signals.

Include a change notification clause

If you plan to update policies, include how you’ll notify users and how changes take effect (posting date, email notice, account notification).

Who Is This For?

Trusted by millions of students, writers, and professionals worldwide.

Create a Privacy Policy for a new website, ecommerce store, SaaS product, or mobile app
Generate Terms & Conditions for membership sites, subscriptions, or digital products
Publish a Cookie Policy to explain analytics, advertising pixels, and consent choices
Draft Refund and Return policies to reduce chargebacks and customer support requests
Add a Shipping Policy page for ecommerce stores to set clear delivery expectations
Create a blog or affiliate disclaimer to improve transparency and trust
Launch client websites faster by generating policy drafts for multiple projects

Why you still need a solid policy page (even if you are a tiny site)

It is easy to treat “Privacy Policy” and “Terms” like annoying boxes you check at launch. But policies are basically your public operating manual. They tell users what you collect, what you do with it, what they can and cannot do on your site, and what happens if something goes wrong.

And yes, they help with trust too. People look for these links before they buy, subscribe, or even fill out a form.

This free AI Policy Generator is built for that exact moment where you are staring at a blank page thinking… what do we even write here.

What this AI Policy Generator can create

You can generate multiple types of website policies depending on what you actually run:

  • Privacy Policy for data collection, usage, sharing, retention, and user rights
  • Terms and Conditions for acceptable use, accounts, liability limits, disputes, and rules
  • Cookie Policy for cookies, analytics, pixels, and consent choices
  • Refund Policy for subscription refunds, digital products, timelines, exclusions
  • Return Policy for physical products, exchanges, condition requirements
  • Shipping Policy for rates, regions, delivery estimates, tracking, lost packages
  • Disclaimer for affiliate content, earnings claims, informational content, and more
  • GDPR Addendum when you serve EU or EEA users and need extra clauses

You do not have to generate all of them. But most sites end up needing at least Privacy + Terms, and ecommerce usually needs Refund, Returns, and Shipping too.

What to enter for the best results (and what you can skip)

You can leave fields blank and still get a decent draft. But if you want a policy that actually matches your business, these inputs make a big difference:

Business name and website URL

This helps the policy read like it belongs to you, not like a generic template. Also useful for contact and identification sections.

Primary country or region

Policies often reference local requirements, user rights, or dispute handling norms. Even a simple “United States” or “UK” helps structure the language.

Data you collect

If you are unsure, think in categories:

  • Contact details: name, email, phone
  • Account details: username, password (stored securely), profile info
  • Orders and billing: shipping address, invoices, payment processor used
  • Technical data: IP address, device identifiers, log data
  • Analytics: page views, clicks, events
  • Cookies and tracking: advertising pixels, session cookies, preference cookies

Third party services

This is where most people forget things. If you use any of these, you should mention them:

  • Analytics: Google Analytics, Plausible, PostHog
  • Payments: Stripe, PayPal
  • Email marketing: Mailchimp, ConvertKit
  • Ads and tracking: Meta Pixel, Google Ads
  • Security/CDN: Cloudflare
  • Support: Intercom, Zendesk

Extra notes

This is the secret weapon field. Add specifics like:

  • “Refunds within 14 days, no refunds on digital downloads”
  • “Users must be 13+”
  • “We do not allow scraping or reverse engineering”
  • “Subscriptions renew automatically unless canceled”

The output gets more realistic when you give it real rules.

Common mistakes people make with website policies

A few issues show up over and over again:

  1. Publishing a policy that does not match reality
    If you say “we do not use cookies” but you run analytics and a pixel, that is a problem.

  2. Forgetting payment processors and tools
    You might not “store card data” but Stripe processes it. That should be clearly stated.

  3. No clear refund or return rules
    This leads to chargebacks, disputes, and lots of support email. A simple, specific policy avoids all that.

  4. No update or change clause
    Policies change. You want language that explains how updates happen and when they become effective.

Quick publishing checklist (copy and paste friendly)

Before you publish the generated policy draft, do a fast cleanup pass:

  • Replace placeholders with your business legal name and contact email
  • Add your business address if you use one publicly
  • Confirm all tools listed are correct (analytics, payments, email, ads)
  • Add an “Effective date”
  • Link to your “Legal” or “Policies” hub page if you have one
  • Put policy links in your website footer so users can find them easily

If you are building multiple pages and want to keep everything consistent, it helps to generate the drafts here, then format and finalize them inside your normal workflow. That is basically what we built at WritingTools.ai anyway. Simple tools you can use fast, then polish as needed.

One important note (because it matters)

This generator creates a strong starting draft, but it is not legal advice. If you are in a regulated industry, handle sensitive data, target multiple countries, or operate at scale, have a qualified attorney review your final policies.

Still, for most new websites, startups, creators, and small ecommerce stores, a clear, customized draft gets you 90 percent of the way there. And it gets you launched. That part is huge.

Frequently Asked Questions

You can generate a Privacy Policy, Terms & Conditions, Cookie Policy, Refund Policy, Shipping Policy, Return Policy, and various Disclaimer types. Pick a policy type and customize it with your business details.

This tool generates a high-quality draft based on your inputs, but it is not legal advice. For full compliance—especially in regulated industries or multiple jurisdictions—have a qualified attorney review your final policy.

Yes. Select your business model (ecommerce, SaaS/subscription, mobile app, services, etc.) to generate sections that match common requirements like payments, refunds, accounts, and user responsibilities.

Yes. You can include EU/EEA context in your notes, and there’s an optional GDPR addendum mode for more detailed clauses. Always confirm your final policy reflects your actual data practices.

Add your business name, website URL, country/region, the data you collect, and the third-party services you use (like Stripe, Google Analytics, Mailchimp). If you’re unsure, leave fields blank—the tool will generate a reasonable baseline you can edit.

Yes. The generated policy will include placeholders for contact information and an effective date section so you can publish quickly and customize later.

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Free AI Policy Generator — Privacy Policy, Terms, Refunds + More | WritingTools.ai